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Welcome First Time Home Buyers!
This section will help guide you in buying your first house. It's scary out there. I know - I've been there. Now I want to
help you do it. And I have 12 years experience. Stop paying rent! I have posted updated real estate info below for you
to read over. Feel free to get in touch w/ us if you have questions about buying your first home.
The #1 Biggest Mistake Buyers Make?? If you make an offer without an Agent, the agent representing the seller
cannot give you any advice. You are on your own & in today's rapidly changing market, that's not a good thing.
I've helped hundreds of buyers make the move to home ownership and look forward to helping you do the same.
Email Dave@OffCampusRealty.com with any questions - there's no such thing as a dumb question!
Keep up with the latest news & headlines here. Call Off Campus Realty to represent you when you start looking
for houses OR are ready to make an offer, and let us guide you through the process. We save you time and MONEY!
Call Off Campus Realty @ 877-GO-DAWGS or email Info@OffCampusRealty.com anytime.
Share this link with a First Time Buyer you know with the Share button below!
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Mortgage Interest Rates Sure to Rise?
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According to a recent article on Realtor.com, Fed Reserve Bank of New York President William Dudley said the central bank will soon scale back it's purchase of mortgage-backed securities late next month (March). This will lead to increased interest rates, but how high they will go is unclear. The Fed has stated that it will act if rates spike too much. But read between the lines here, folks. Rates are on the rise. |
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$1800 State Tax Credit is over - Federal $8,000/$6,500 applies now. |
As Reported here in May 2009, Georgia offered their own version of a tax credit. The Georgia $1,8000 tax credit expired 11/30/09. As far as I can tell it was NOT renewed. But the federal tax credit was. Check out my FAQ & keep checking back for more updates. |
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Tax Credit extension is official as of today!
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Here's a very simple explanation of the changes made to the tax credit. Here's another link explaining the altered rules. Current homeowners can get $6500 but you have to live in your house for 5 of the 8 years prior to the closing date. There are other rule changes to that the link explains. Email Info@OffCampusRealty.com with ANY question on the tax credit extension. |
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Higher Fannie, Fredide, FHA loan limits extended through 2010 |
Congress acted quickly and passed a Congressional resolution that will extend the higher loan limits put in place in 2009 to go through 2010. They were set to expire 12/31/09. This will allow middle & upper income homes to be backed by government loan programs, which are important because lenders are wary of taking on bigger loans without the government's backing in today's shaky mortgage market. |
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Do you know what a CLUE report is? It can affect the rate you pay on your homeowners insurance. |
In today's crazy world where credit matters and people are walking away from obligations at an alarming rate, you need to know how it affects you. There is a little known report called a CLUE report that follows you wherever you go - apparently if affects the rates you pay on your automobile and homeowners insurance policies. Knowledge is power. Let Off Campus Realty represent you in your real estate transaction and feel confident you are getting the best and most thorough representation. How can you forget our number? It's 877-GO-DAWGS. Click Here to read all about a CLUE report. |
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UPDATE: Georgia Tax Credit Bill signed May 2009 |
Gov. Perdue signed the Georgia Tax Credit Bill into law May 11, 2009. It is different from the $8,000 Federal Tax Credit in that there are no income limits and is not limited to first time home buyers. It can be used IN ADDITION to the Federal Tax Credit. Click Here to read a FAQ on the State of Georgia tax credit . We stay on top of the latest real estate news and can represent you in any real estate transaction in the state of Georgia. Call 877-GO-DAWGS today or email Dave@OffCampusRealty.com now. |
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Get your Federal 2009 Tax Credit in 2008.
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If you are buying a house in 2009 and you qualify for the first time buyer tax credit, you don't have to wait until April 15, 2009, to get your federal tax credit. Call or email Dave@OffCampusRealty.com now to find out how. Here's the IRS Form 5405 you use to claim your federal tax credit. Consult a professional accountant if you have detailed questions. |
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